BrightFunded for UK and EU traders: 2-Step Bright, fees and payouts

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We are not currently a BrightFunded affiliate. This page contains no affiliate or referral tracking links. The BrightFunded URLs cited below are ordinary public pages without referral or tracking parameters added by this site.

Our coverage of BrightFunded is independent. We have no commercial relationship with BrightFunded, and this page contains no tracked links.

Key facts

This box covers 2-Step Bright at a $100,000 notional size.

Facts as of 6 November 2026 (Europe/London). Expert Advisors and some company-account wording were rechecked on 11 November 2026 (Europe/London). Checkout and the firm’s live Terms prevail.

Fee for a $100,000 2-Step Bright account: About £399 list; about £299 promo (BrightFunded charges €477 list; homepage promo €357.75, still shown on 15 November 2026). The pound figures are approximations, not the firm’s listed prices. Rounded to the nearest pound. Your bank or card provider's exchange rate and fees decide what you actually pay in pounds, which may be more. Converted on 12 November 2026 using the Bank of England daily spot rate (£1 = €1.1961). Rate source. Official pages checked on 15 November 2026 list this fee in euros. Checkout and the firm’s live price prevail.
Phase 1 profit target: 8% of the starting balance on 2-Step Bright. (2-Step Classic is a different product, with 10% then 5%.)
Phase 2 profit target: 5% of the starting balance on 2-Step Bright.
Daily loss limit: 4% of the original challenge balance each day ($4,000 on $100,000), measured from the higher of start-of-day equity or balance. Resets between 11:30 PM and 11:59 PM CET.
Maximum loss: 8% of the original challenge balance, as a static limit, on 2-Step Bright. (The 1-Step product uses a 6% trailing limit. That is a different product.)
Minimum trading days: 5 days in each stage on 2-Step Bright. A trading day needs a trade that stays open for at least 60 seconds.
Time limit: Not confirmed.
Profit split: Help (18 March 2026) states a default 80/20 split, with scaling or add-on options.
First payout / payout frequency: The first Reward is 30 days after the first trade on the Funded Account, then every 14 days.
Weekend / swing holding: Allowed.
News trading: No news restrictions in Phase 1 or Phase 2. Once funded, profits in a 5-minute window either side of news are deducted (a soft breach). A 48-hour hold is a swing-style exemption.
EAs (Expert Advisors): Yes, with limits. Not on DXtrade. High-frequency, tick scalping, grid and arbitrage strategies are not allowed. Last checked: 11 November 2026 (Europe/London).
Company accounts: Not settled. The FAQ says you can register as a company and be paid to a company bank account. Terms §5.6 say personal use only. Both are disclosed. Last checked: 11 November 2026 (Europe/London).
Fee refunded?: The default is an unused-account refund only (no trades, within 30 days). An optional Challenge Fee refund add-on is in Terms §7.7. The default product is not a pass-and-refund deal without that add-on.

What this means

How much simulated profit you need to make to pass a step.

— A profit target is how much simulated profit you need to pass a step.

The most you can lose in one day before you fail the challenge.

— A daily loss limit is the most the account may fall in one day before you fail.

The most the account can fall before you fail the challenge. Some firms also set a separate daily loss limit.

— Maximum loss is the overall floor. Static means that floor stays put. Trailing means it can move up as the account makes new highs.

The share of a Reward (a payout) you would receive, if the firm pays one. The rest stays with the firm.

— A profit split is the share of a Reward (a payout) you would receive, if the firm pays one.

A contractual payment a firm may pay if you meet its rules. It is not automatically the same as a return on a regulated investment, and not live brokerage money unless the firm’s reviewed terms clearly say so.

— A Reward is a contractual payment under the firm’s terms. It is not automatically live brokerage money.

A challenge with two stages. You usually need to hit a profit target in each stage, often with a smaller target the second time.

— A two-step challenge has two stages, each with its own profit target.

For other terms, see the same glossary popovers in the pages, or Find an answer.

3 things worth knowing

This page covers 2-Step Bright, which is 8% then 5%. That is not the same as 2-Step Classic (10% then 5%).
Whether a company can hold the account is not settled. The FAQ and the Terms disagree. Both are disclosed.
The default product does not refund the challenge fee when you pass, unless you buy the optional add-on. An unused account may be refunded within 30 days if you placed no trades.

Risk warning

Prop-style challenges charge upfront fees that you can lose in full if you fail evaluation or breach rules. BrightFunded’s Terms state that its sole business activity is provision of simulated trading services through demo accounts with simulated funds, that trading is solely through demo accounts in a simulated environment, and that no real capital is at risk. The Funded Trader Program likewise operates through demo accounts; any performance rewards are based solely on simulated performance under a separate Funded Trader agreement.

Past or simulated results do not guarantee future rewards. Nothing here is investment, tax, or regulated financial advice. BrightFunded’s materials state it is not a broker, advisor or fiduciary, and help copy states it is not SCA-licensed in the UAE. Do not assume that the protections of a regulated live CFD account apply. Whether any particular statutory protection applies is a legal question; it is not determined in this article.

Full rules

How a prop challenge works

Most firms on this site sell a

A challenge with two stages. You usually need to hit a profit target in each stage, often with a smaller target the second time.

challenge. You pay a fee, trade in a

A practice-style account that uses fake money. Passing a challenge does not, by itself, mean you have been given live brokerage money.

with fake money, and try to hit a

How much simulated profit you need to make to pass a step.

without breaking

The most the account can fall before you fail the challenge. Some firms also set a separate daily loss limit.

. This is a general picture. Each firm’s rules differ.

Last checked: 6 November 2026 (Europe/London). Expert Advisors and company-account wording last checked: 11 November 2026 (Europe/London).

Pay the fee

You buy the challenge. If you fail the rules, you can lose this fee in full.
Trade within the rules

You trade in a simulated account. The money on the screen is not live brokerage money at this stage.
Hit the first target

You need to reach the first profit target without breaching the
The most you can lose in one day before you fail the challenge.
or overall drawdown limits.
Pass the second step

On a two-step challenge you do it again, often with a smaller target. Some firms also sell
A challenge with only one stage, rather than two.
or instant products, with different rules.
Request a payout

If you pass, you may be able to request a
A contractual payment a firm may pay if you meet its rules. It is not automatically the same as a return on a regulated investment, and not live brokerage money unless the firm’s reviewed terms clearly say so.
. The
The share of a Reward (a payout) you would receive, if the firm pays one. The rest stays with the firm.
is the share you would receive if the firm pays one.

A “funded” account is often still simulated. A Reward is a contractual payment under the firm’s terms — not the same as a return on a regulated investment, unless the firm’s reviewed terms clearly say so.

On BrightFunded (sourced figures)

This page focuses on 2-Step Bright.

2-Step Bright targets: 8% then 5%. Daily drawdown: 4% of the original challenge balance. Max drawdown: 8% static. Minimum 5 days per stage.
Fee for the matched ~$100k size: about £399 (BrightFunded charges €477). Homepage promo about £299 (BrightFunded’s promo is €357.75, still shown on 15 November 2026). Pound figures are approximations. Rounded to the nearest pound. Your bank or card provider's exchange rate and fees decide what you actually pay in pounds, which may be more. Confirm at checkout.
Company eligibility is not settled here (FAQ vs Terms). Weekend holding is allowed.
Help (18 March 2026): default split 80/20, with scaling or add-on options described on the overview.

Last checked: 6 November 2026 (Europe/London). Re-check BrightFunded’s live pages before you rely on a fee or a rule.

What BrightFunded is

All stages simulated

UK / EU eligibility

Challenge types — focus on 2-Step Bright

From evaluation-rules help (20 May 2026) and 2-Step Bright article (27 March 2026):

Scroll horizontally to see all columns. Keyboard: focus the table area and use Left/Right arrow keys.

Plan	Steps	Targets	Daily drawdown	Max drawdown	Min days
2-Step Bright	2	8% then 5%	4% of original challenge balance	8% static	5 per stage
2-Step Classic	2	10% then 5%	5% of original	10% static	5 per stage
1-Step	1	10%	3% of original	6% trailing (locks at start balance after +6%)	5

A trading day: at least one trade remains open for a minimum of 60 seconds. Days need not be consecutive. Consistency rule: not currently enforced (general FAQ §11, 24 April 2026). Max funded capital allocation $400,000 per trader (help capital article / Terms §6.14).

Sources: Evaluation process rules, 2-Step Bright.

Fees (2-Step Bright, $100,000 account)

Homepage HTML (fetched 6 November 2026): $100K size with list about £399 (BrightFunded showed €477 struck through) and promotional about £299 (BrightFunded’s promo is €357.75). Autumn codes shown on BrightFunded’s homepage and Terms header that day included RALLY25 (2-Step Bright 25% off; €477 × 0.75 = €357.75, about £299), plus RALLY30 / RALLY15 for other plans. Pound figures are approximations. Rounded to the nearest pound. Your bank or card provider's exchange rate and fees decide what you actually pay in pounds, which may be more.

Treat the list fee as about £399 (BrightFunded charges €477) for the ~100k 2-Step Bright size. Mention about £299 (BrightFunded’s promo is €357.75) only as a dated homepage promo display on 6 November 2026 — re-check at live checkout; do not treat an unchecked or possibly expired promo as a current guaranteed price. No purchase was made for this article. Pound figures are approximations. Rounded to the nearest pound. Your bank or card provider's exchange rate and fees decide what you actually pay in pounds, which may be more. The official charge is in euros.

Sources: brightfunded.com, Terms.

Shown first as approximate pounds: about £399 list and about £299 promo. The official listed prices are in euros (list €477; homepage promo €357.75, still shown on 15 November 2026). A listed GBP price was not found on the official pages checked on 15 November 2026. Approximations were converted on 12 November 2026 using the Bank of England daily spot rate (£1 = €1.1961; rate source). This approximation is not BrightFunded’s listed price. Checkout prevails.

Payouts

Payouts and split

Help (18 March 2026):

First Reward Split 30 days after the first trade on the Funded Account; then every 14 days.
Default split 80/20, scalable to 100/0 via Scaling Plan, or 90% instantly with add-on.
Methods: Crypto (USDC, ERC-20) or Bank Transfer (bank transfers processed in euros).
No minimum reward (“even $0.01”).
Payouts processed within 1 day once requested (general FAQ §6).

Fee refund — dual disclose: unused-account refund article (14 October 2025) — no trades, within 30 days. Separately, Terms §7.7 describes a Challenge Fee refund add-on paid with the first performance reward if purchased. Default product is not pass-and-refund without that add-on.

Sources: Reward split, Challenge refund, Terms.

Restrictions

News, weekend and leverage

Points to note

All stages sourced as simulated / demo — including Funded Trader Program.
Company path: FAQ yes (invoices/company bank, no KYB) vs Terms personal-use — not settled here.
About £399 list; promo about £299 (BrightFunded charges €477 list; homepage promo €357.75 dated 6 Nov 2026 only) — confirm checkout. Pound figures are approximations. Rounded to the nearest pound. Your bank or card provider's exchange rate and fees decide what you actually pay in pounds, which may be more.
First funded payout waits 30 days.
Funded news window deducts profits (including SL/TP); 48-hour hold is the swing-style exemption.
Default refund is unused-account only; optional refund add-on in Terms — dual-disclose.
Pakistan appears on help/FAQ restricted list but is omitted from Terms §2 — dual-disclose.

Company accounts

Company registration — possible, conflicting terms

Read more: Company registration — possible, conflicting terms

BrightFunded’s pages do not settle company eligibility with a single voice. Both sourced positions are disclosed:

Help FAQ (24 April 2026) §9 “Can I register as a company?” — Yes for trading-side use: complete initial registration as an individual using the company address, then add business information in Profile. Challenge payment invoices can be issued under the company name once company info is on the profile. Payouts can go to a company bank account previously registered and verified. There is no KYB (Know Your Business) process — only individual KYC (Know Your Customer) via SumSub.

Terms tension: Terms §5.6 states BrightFunded services are intended solely for personal use, and copy-trading only between accounts owned by the same individual. Terms §2 also contemplates accessing Services on behalf of a business/legal entity if you declare authority to bind it.

This is recorded as Conflicting terms — not settled — not as a yes or a no. The FAQ says you can register as a company and be paid to a company bank account; Terms §5.6 says personal use only. Both are disclosed. This is a registration fact discussion — not tax advice. Last checked: 11 November 2026 (Europe/London). (For contrast only: FTMO publishes an explicit Company KYB path; FundedNext and The5ers ban company/Ltd registration on sourced help/Terms.)

Sources: General FAQ, Terms.

Sources

Eligibility, fees and account checks

Confirm your country on live help and Terms restricted lists (Pakistan conflict).
If considering a company path, read FAQ §9 and Terms §5.6 — do not treat eligibility as settled.
Confirm live 2-Step Bright price at checkout; do not rely on a dated homepage promo alone.
Remember: simulated accounts and discretionary rewards are not a regulated live CFD account — do not assume those protections apply.
Each card links to the firm’s own site. The FTMO link is an affiliate link; the others are ordinary links. This overview does not recommend a purchase.

Affiliate disclosure

Risk warning

How a prop challenge works

1 Pay the fee

2 Trade within the rules

3 Hit the first target

4 Pass the second step

5 Request a payout

On BrightFunded (sourced figures)

What BrightFunded is

All stages simulated

UK / EU eligibility

Challenge types — focus on 2-Step Bright

Fees (2-Step Bright, $100,000 account)

Payouts and split

News, weekend and leverage

Points to note

Company registration — possible, conflicting terms

Eligibility, fees and account checks

Pay the fee

Trade within the rules

Hit the first target

Pass the second step

Request a payout